ThinkCapital — Funded Stage Rules & AI Trust Score

Hidden Rules & Critical Conditions

• Discretionary breach without warning — 'drastic strategy shift' clause [Critical]: ThinkCapital reserves the right to skip its courtesy warning and immediately breach or reset an account if it detects a 'drastic shift in strategy, trade execution, risk exposure, or loss management.' There is no objective threshold — this is entirely at the compliance team's discretion. The policy explicitly states: 'We will not entertain arguments or appeals in such cases.' This rule appears only in the reckless-trading FAQ, not on any plan page.
• Hidden 2.5% risk cap — subjective enforcement not on plan pages [Critical]: ThinkCapital's gambling/reckless-trading FAQ states: 'Consistently risking more than 2.5% of your account balance on individual or across multiple trades is considered high risk and may result in disciplinary action, including account resets or disqualification.' This rule is NOT disclosed on any plan, pricing, or challenge page — it is buried in a FAQ sub-section.
• All profits forfeited on any hard breach — even if account is in profit [Warning]: ThinkCapital explicitly states: 'If any of the above rules are violated, even if the trader remains in profit, they will not be eligible for a profit split in their simulated funded accounts.' Every breach type — drawdown, news window, copy trading, inactivity, ToS — leads to full profit forfeiture.
• Manual scaling — trader must email support to activate [Warning]: The scaling plan is not automatic. ThinkCapital FAQ states: 'If a trader qualifies for the scaling plan, it is their responsibility to reach out to us via support@thinkcapital.com. The processing will begin only after the trader emails us to initiate the request.' This is not disclosed on plan pages.
• $50/month Rise withdrawal fee — buried in payout FAQ [Warning]: Rise payouts carry a flat $50 USD fee deducted once per month to cover processing charges. This is only disclosed in the Rise-specific payout FAQ, not on the main payout methods page.
• Account rolling prohibited — multi-account backup strategy banned [Warning]: ThinkCapital's FAQ explicitly prohibits 'account rolling': purchasing multiple challenge accounts to use one as a high-risk backup while others pass conservatively. Detection results in immediate termination of all involved accounts.
• Australia and British Columbia (Canada) fully restricted: Residents of Australia and the Canadian province of British Columbia are completely blocked from using ThinkCapital's services. This is notable given ThinkMarkets holds an ASIC license and serves Australian traders under its brokerage.