AquaFunded — Funded Stage Rules & AI Trust Score

Hidden Rules & Critical Conditions

• Wave Stop: 2% open loss cuts profit split to 50% [Critical]: Wave Stop is AquaFunded's risk management system on all funded challenge accounts (not instant funding). If your combined open trades reach -2% floating loss of your account balance, all positions are automatically closed. First trigger permanently reduces your profit split from 90% to 50%. Second trigger closes your account entirely. This is disclosed in the FAQ but not prominently featured on the main sales pages.
• Instant Funding Pro: 15% best day rule blocks payouts [Critical]: The Instant Funding Pro plan has a 15% best day consistency rule. If any single trading day accounts for 15% or more of your total profits in the payout period, you cannot request a payout until your best day falls below that threshold. This is the most restrictive consistency rule at AquaFunded.
• Pro and Instant Funding plans have consistency rules [Warning]: 1-Step Pro, 2-Step Pro: 25% best day rule (funded stage). Instant Funding Standard: 20% best day rule. Instant Funding Pro: 15% best day rule. Standard challenge plans (1-Step Standard, 2-Step Standard, 3-Step Standard) have NO consistency rules. These rules do not terminate accounts but block payout requests.
• Dual legal entity structure — Saint Lucia + UAE [Warning]: AquaFunded operates through two distinct legal entities: AquaFunded LTD (Saint Lucia, company no. 2004-00597) provides simulated trading services, while Aqua Funded FZCO (Dubai Silicon Oasis Free Zone, UAE) is the operational entity listed in the ToS as the primary contracting party for dispute resolution (DIAC arbitration, Dubai). Neither entity is regulated.
• Instant Funding Standard: only 3% total trailing drawdown [Warning]: The Instant Funding Standard has only a 3% trailing maximum drawdown with no separate daily loss limit. While there is no daily cap, the total account equity must never drop more than 3% from the highest balance reached. This is one of the tightest funded drawdown limits in the industry.
• Trades under 2 minutes may be classified as tick scalping: On funded accounts, trades held for under 2 minutes may be classified as tick scalping, and profits from such trades may be subject to removal per AquaFunded's trading policies.
• Risk review clause — payout can be denied for 'inappropriate risk management': AquaFunded reserves the right to perform a risk review at any stage and may deny withdrawals if excessive risk-taking is detected, including oversized single trades (margin > 80%), boom-or-bust news approaches, or trading strategies that jeopardize broker relationships.